In May 2010, the UK Government established the Office of Budgetary Responsibility (OBR) to provide independent and authoritative analysis of the UK's public finances. Three years on, we are delighted that Robert Chote, Chairman of the OBR, delivered the Institute and Faculty of Actuaries 2013 Spring Lecture in London on Thursday 9 May. Robert reflects on lessons learned from the last three years and future challenges.

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